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Millionaire Quiz is a free online money-ladder trivia game: fifteen multiple-choice questions, each worth more than the last, from $100 up to $1,000,000. The questions get harder as the money grows, because each rung draws from a deeper tier of a ninety-question general-knowledge bank. Two rungs — $1,000 and $32,000 — are safe havens you cannot fall below, so the real question on every rung is not "do I know this" but "is knowing it worth what I am already standing on". Three lifelines help once each: Cut Two takes away two wrong answers, Crowd Poll shows how a room would vote, and Swap deals a different question of the same difficulty. The crowd is deliberately not an oracle — it is close to unanimous on the early rungs and barely better than a coin flip at the top, which is what keeps the last five rungs a real decision. Walk away whenever you like and the money is yours; get one wrong and you drop to your last safe haven. Every run is seeded, so Replay deals you the same fifteen questions and a new run deals fifteen different ones.
How to play Millionaire Quiz
- Press Play. A question appears with four answers, and the ladder beside it shows all fifteen prizes with your current rung highlighted.
- Click an answer, or press A, B, C, D — or 1, 2, 3, 4. Your pick locks in and sits there for a moment before the game says whether it was right.
- A right answer moves you up one rung. A wrong one ends the run, and you fall back to the last safe haven you passed.
- The two gold rungs — $1,000 and $32,000 — are the safe havens. Clear one and it is yours whatever happens afterwards; fall before the first and you leave with nothing.
- Each of the three lifelines works once per run. Cut Two removes two of the three wrong answers, leaving a coin flip you can think about.
- Crowd Poll fills the four answers with the share of a room that would pick each one. It is right far more often than not low down the ladder and much less often near the top, so treat it as evidence rather than an answer.
- Swap throws the question away and deals a different one of the same difficulty. It keeps your rung and your other lifelines, but any cuts or poll on the old question go with it.
- Walk away at any time to bank what the rung below you is worth. The button always shows the exact figure, so the choice is never a guess.
- Difficulty rises with the ladder: rungs 1-3 come from the easiest tier of the question bank, 13-15 from the hardest, with three more tiers in between.
- When a run ends, Replay this run deals the same fifteen questions in the same order — that is the point of losing on rung twelve. New run deals a fresh fifteen.
Tips
- Spend your lifelines below the safe havens, not above them. A lifeline that gets you to $32,000 is worth more than one saved for a rung you may never reach.
- Decide your walk-away rung before you start. The trap is not a hard question, it is answering one more because you have already come this far.
- On rungs 11 to 15 the crowd is close to a coin flip. If the poll is your only reason for an answer up there, walking away is usually the better play.
- Cut Two is worth most when you have narrowed it to two answers yourself — it turns your guess into the answer instead of turning four options into two.
- Swap is the only lifeline that helps when you know nothing at all. Keep it for a question with no angle rather than one where you are torn.
- A wrong answer just above a safe haven costs almost nothing. That is the one place on the ladder to take a real guess.
- Read all four before you reach for a lifeline. The distractors are plausible, but there is usually one that is obviously filler, which makes Cut Two redundant.
- Replay a run you lost rather than starting fresh. The same fifteen questions come back, and the rung that beat you is the only one you needed to learn.
FAQ
Is Millionaire Quiz free to play?
Yes. It runs free in your browser with no download, no install and no account. Your best run is saved on your own device.
Is any of the money real?
No. The prizes are points with dollar signs on them — there is no prize, no entry fee and no payout of any kind. Nothing here involves real money in either direction.
How do the safe havens work?
Clear rung five ($1,000) or rung ten ($32,000) and that amount is locked in. A wrong answer later drops you back to the highest safe haven you passed, rather than to zero. Get one wrong before rung five and you leave with nothing.
What do the three lifelines do?
Cut Two removes two wrong answers. Crowd Poll shows how a room would vote. Swap deals a different question of the same difficulty. Each works once per run, and Swap discards any cut or poll on the question it replaces.
Is the crowd poll always right?
No, on purpose. The crowd is around 80% right on the easiest rungs and around a third right on the hardest ones, so it is strong evidence low down and barely a hint at the top. A poll that always knew would make the last five rungs free.
Can I stop partway through?
Yes — that is the whole game. Walk away at any point and you keep what the rung below you is worth. The button shows the exact figure, so you are never guessing what stopping is worth.
Are the questions the same every time?
No. Each run is dealt from a ninety-question bank split into five difficulty tiers, and no question repeats inside a run. Replay this run gives you the same fifteen back; New run deals fifteen different ones.
Does it work on a phone?
Yes. On a narrow screen the prize ladder moves from a column beside the board to a strip above it, and the four answers stack to full width.